We connect complex and high-risk businesses to the right payment infrastructure - 60+ licensed banks, EMIs, and acquirers across 40+ countries.
Connected to the infrastructure that moves money globally
From card acquiring and bank transfers to crypto-friendly rails and payout infrastructure - the full payment stack, through a global network of over 60 licensed banks, EMIs, and payment institutions.
Visa and Mastercard acquiring through regulated partners. We find the right processor for your volume, your vertical, and your geography - and we get you live.
Local wallets, open banking, and everything in between. If your customers use it, we can connect you to it - through licensed, compliant infrastructure.
SEPA instant, SWIFT, and local rails through our EMI and banking network. For businesses moving serious volume across borders.
Pay out to cardholders and accounts worldwide. We structure payout solutions for platforms, marketplaces, and high-volume senders.
The traditional banking system wasn't built for crypto. We work with institutions that were - and connect you to them.
We don't hand you off. We stay in - managing due diligence, compliance, and ongoing performance until you're live and growing.
Whether you're scaling operations, moving capital across borders, or working through a compliance challenge - we know exactly where to go, how to structure it, and how to make it happen. Where traditional banks say no, we find a way to say yes.
We start with a private conversation - no forms, no commitment. We dig into your business model, transaction flows, target jurisdictions, and risk profile before recommending any solution.
Our team assesses your volumes, currencies, compliance requirements, and operational structure to identify the most suitable banking and payment rails. Where others hit dead ends, we build a clear route forward.
We activate our global network - banks, EMIs, acquirers, and crypto liquidity providers - to unlock options not available through standard channels. We handle onboarding and documentation from both sides, and stay on until you're processing.
LumarPay gives businesses access to a global network of licensed banks, EMIs, and payment institutions - over 60 regulated partners across 40+ countries, covering every major payment rail.
We operate with the speed of a startup and the reach of a multinational. Our clients come to us because we build clear pathways where others hit dead ends - and because we stay involved long after the deal is done.
Discretion. Speed. Outcomes. We succeed when you go live - so our incentives are fully aligned with yours from day one.
Client, partner, or candidate - tell us what you need and we'll get back to you within one business day.
Contact UsReach out and we'll get back to you within one business day.
Remote-first. Serving clients across Europe, MENA, Asia-Pacific, and the Americas.
We aim to respond within one business day. Urgent matters are handled faster.
First time reaching out? Tell us your business type, where you operate, and what you're trying to process. The more context, the faster we can come back with something useful.